Why Visiting The Dentist At The End Of The Year Is A Smart Money Move

October 24, 2017

Want to save money?

Dental Benefits - Unused End of the Year

Many people don’t know that if their dental insurance plan runs on a traditional calendar year, there

are many reasons that scheduling a dental appointment at the end of the year would be beneficial.

1. Unused Benefits

The reason for this is because many dental plans will reach their annual maximum (generally around $1000) at the end of the year, which means any unused benefits will not roll over.

2. Deductible

Not only will you lose benefits that could have been useful for your entire family, but your deductible (money you must pay your dentist out of pocket before your insurance will pay for your services) will also start over when your plan rolls over. If you or your family has gone to the dentist throughout the past year, there’s a good chance you have already met your deductible and could get treatment for a lot cheaper at the end of the year.

Contact us now to schedule an appointment to make sure you don’t lose your dental insurance benefits!

3. FSA Balance

Flexible spending accounts (FSA) are accounts that are established through employers, that many people will elect to have pre-taxed pay put into. Just like with your annual maximum and deductible, these contributions (if not used) by the end of the year are lost.

By scheduling an appointment within the next two months, your family can save money AND help prevent dental problems.

Click here to request an appointment online now!